Auto insurance is designed to help financially cover potential auto-related damages, loss or injuries. It helps protect you, your passengers, your fellow drivers, pedestrians, other people's property and your car. It can also help protect you in the event of an automobile-related lawsuit.
- Third party auto liability insurance
Third party auto liability insurance coverage is a legal requirement for driving a car. There are two basic components of liability car insurance: bodily injury coverage and property damage coverage.
1- Bodily injury liability coverage may pay for harm to other people
Bodily injury liability coverage may help pay the costs if people are injured or killed in a covered accident you cause. This may include medical expenses, loss of income and, in some cases, legal fees if you are sued.
2- Property damage liability coverage pays for other people’s property, not yours
Property damage liability insurance helps pay for damage done to someone’s property as the result of a covered accident for which you are responsible. It may help cover the expense of repairing or replacing a car, fence or other property damaged during the covered incident.
- Vehicle Insurance
Damages on the insured vehicle caused by:
- Drivers Personal Accident Insurance
Our unique Personal Accident Policy attaching to the driver of the car, covers you the driver and your passengers for personal injury in the insured vehicle, in the event of an accident.